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Interest rate reduced, bond price to rise further
Bank Negara Malaysia (BNM) has just reduced the overnight policy rate (OPR) by 25 basis points from 3.00% to 2.75% on 22 January 2020. This is back to the rate 9 years ago at 2011.Below is the chart of historical OPR rate over the years.In general, a reduction in interest rate will have a positive impact to...
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ppfoong via The 8th Voyager
25th January 2020 11:28pm
Sciener A2F fingerprint smart digital door lock
Locks and keys have been used for decades to safeguard access to the door, for those with the valid key to unlock it only.Traditional mechanical locks to lock/unlock with physical keys work great. However, their main disadvantages include:Inconvenience for the necessityto carry the key.The key can be...
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ppfoong via The 8th Voyager
22nd January 2020 7:00pm
Using Boost e-wallet to trade gold with HelloGold app
HelloGold is a Shahriah-compliantonlineplatform to make it easy for us to buy, sell and/or transfer 99.99%(24 Karat 999) puregold.Account opening and all transactions can be performed in the HelloGold mobile app, available for free download in Google Play Store and Apple App...
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ppfoong via The 8th Voyager
16th January 2020 1:48am
Using Boost e-wallet to invest in Opus unit trust funds with 0% sales charge
Opus Asset Management has a track record of more than 14 years in fund management industry, and is specialized in fixed income investment.They used to offer wholesale funds for the sophisticated investors (i.e. rich people) with minimum investment starting from RM50,000.Recently, they have launched 3 unit...
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ppfoong via The 8th Voyager
14th January 2020 2:21am
Instruction manual for Xiaomi Redme AirDots TWSEJ04LS true wireless earbuds
The Xiaomi Redme AirDots TWSEJ04LS true wireless earbuds looks very identical to its cousin Xiami Mi AirDots Basic TWSEJ02LM.The key different between them is that Xiaomi Redme AirDots has a large physical button on each of the earpieces, while the Xiami Mi AirDots Basic is using touch sensitive surface...
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ppfoong via The 8th Voyager
10th January 2020 6:31pm
U Mobile GoPayz e-wallet with virtual and/or physical prepaid cards
GoPayz is a challenger e-wallet operated by U Mobile Services. It is a second e-wallet in Malaysia after AirAsia BigPay that issues physical prepaid card to its users. It is the third of its kind in Malaysia that issues virtual prepaid card, after BigPay (Mastercard) and Boost (UnionPay).In fact, GoPayz has...
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ppfoong via The 8th Voyager
9th January 2020 1:37am
KERUI biometric fingerprint padlock
Traditional padlocks typically workby unlocking usinga matching key or password.The drawbacks of a key padlock including:It is inconvenient to have to carry the key along with you.If you forgot to bring the key, or your key is lost, then you will have trouble unlocking the padlock.If your key is...
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ppfoong via The 8th Voyager
7th January 2020 11:26pm
Can you park at reserved roadside parking bay after business hours
Vacant roadside parking is very difficult to be found nowadays. Sometimes when you are able to find a vacant one, the parking bay ismarked in red paintinstead of yellow or white, indicating that it is a rented as reserved parking space by the city council to possibly the shop right in front of...
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ppfoong via The 8th Voyager
31st December 2019 11:38am
A family day trip to Pulau Ketam (Island of Crabs), Selangor
Pulau Ketam is an island located near to Port Klang, one of the busiest container ports in the world.There are 2 Chinese villages on Pulau Ketam :-the main Pulau Ketam village and a smaller Sungai Lima village. Although both the villages are quite near to each other, there is currently no road access...
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ppfoong via The 8th Voyager
30th December 2019 5:28pm
Which e-wallet is better to claim your RM30 e-Tunai Rakyat? (Boost, GrabPay, TnG)
As you might have aware, the Malaysian government is giving off RM30 digital incentive to eligible Malaysians to encourage e-wallet usage.The 3 selected e-wallets to participate in this initiative are: Boost, GrabPay and TnG eWallet.In order to be eligible toclaim this RM30 from your e-wallet, you...
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ppfoong via The 8th Voyager
26th December 2019 11:58pm
Cooking hob type comparison: gas vs ceramic vs induction
Currently there are 3 major types of cooking hob available in the market.The traditional cooking gas type has been around for a long time, and perhaps is the most commonly used type.On the other hand, there are 2 types of electrical hob,one typeworks usingradiation under ceramic top, and...
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ppfoong via The 8th Voyager
15th December 2019 11:51pm
Malaysia year 2020 national and state public holidays
The official 2020 national and state public holidays in Malaysia has been announced by Cabinet, Constitution and Inter-Government Relation Division (BKPP), Prime Minister Department. There are 14 days of national holiday (12 national holidays, whereby Chinese New Year and Hari Raya Puasa have 2 days of...
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ppfoong via The 8th Voyager
15th December 2019 11:33am
Upgrade Huawei Mate 20 series from EMUI 9.1 (Android Pie) to EMUI 10 (Android 10)
Huawei has already released the new EMUI 10 firmware with Android 10 to its Mate 20 series smartphones by now.However, you might not be able to find it under the normal Settings System updates Software update section of EMUI 9.1.You will need to ensure your Huawei Mate 20 series handphone...
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ppfoong via The 8th Voyager
2nd December 2019 11:31pm
Using professional home inspection service to check property defects
Home inspection is part of the essential process right after receiving vacant possession of brand new home from the property developer. Normally it is conducted by the buyer (new owner) of the property, and there is a 24 months defects liability period whereby the buyer can report any defect found in the...
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ppfoong via The 8th Voyager
25th November 2019 1:45am
Online converting service apartment commercial electricity tariff to residential with myTNB portal
If you live in a service apartment which sit on a piece of commercial land title, you might be paying higher electricity bill every month if your electricity usage is charged based on commercial tariff.You can file an application with Tenaga Nasional (TNB) to request to change your commercial tariff to the...
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ppfoong via The 8th Voyager
15th November 2019 10:37pm
My CyberPower UT800EG 800VA/400W UPS with built-in AVR
It is really value or money to use RM128 to get a branded Uninterrupted Power Supply (UPS) system with capacity of 800VA/400W to provide power protection for my desktop computer and Internet connection devices.This CyberPower UT800EG UPS has a very compact size, about the same with a typical...
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ppfoong via The 8th Voyager
14th November 2019 11:55pm
My HuntKey SZL307 3 gang universal socket power extension with USB power output and surge protection
I just bought this HuntKey SZL307 3 gang power extension for about RM50. It has all the features I wanted, namely:Long and thick power cord (2 meter)Universal power socketsUSB fast charging portsIndependent on/off switch for each socketSurge protection against overload, voltage fluctuations, surges and...
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ppfoong via The 8th Voyager
13th November 2019 11:42pm
Using handphone to pay Selangor KL street parking and parking compound with Smart Selangor...
The traditional ways of paying street parking to municipal council is no doubt inconvenient, be it using the parking meter or parking coupon.Using parking meter means you need to get ready some shillings, park your car, find and walk to the parking meter, feed the parking meter, print out the receipt, walk...
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ppfoong via The 8th Voyager
10th November 2019 5:36pm
Using Boost to make cashless payment at merchants that accept UnionPay QR code
One year ago, Boost, the e-walletoperated byAxiata Digital, has announced its partnership with UnionPay.Now, the UnionPay services in Boost e-wallet is finally launched! If you activate the UnionPay services in your Boost account before 31 December 2019, you can get RM3 cashback from Boost.To...
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ppfoong via The 8th Voyager
8th November 2019 11:42pm
Toothpaste tube squeezer
I bought this toothpaste tube squeezer recently at the price of RM1.00 per piece only, and found it is pretty useful to help you squeeze out the last drop of toothpaste fromits tube when it is near empty.Itassists insqueezing the toothpaste out of the tube by pushing force onto itself.This...
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ppfoong via The 8th Voyager
6th November 2019 11:20pm