User Profile: nicky81
Home / Latest
Help / FAQ
Last 24 Hours
This Week
This Month
nicky81
User's Pings
Page 9 of 11
Merry Christmas - Yusuf al-Qaradawi
Dr. Yusuf al-Qaradawi Baru-baru ini timbul isu mengenai hukum memberi ucap selamat hari krismas kepada orang-orang kristian. Berdasarkan pemerhatian, timbul beberapa pendapat di sini sebagai contoh: 1. Dr. Zakir Naik yang memberi pendapat tidak boleh dan dilarang secara total. 2. Ustaz Azhar...
0
nicky81 via SyamStyles
25th December 2013 6:36pm
Proton as a Punching Bag
Apabila Proton mengumumkan model terbaru Perdana, ramai yang respon dengan negatif terhadap rupa bentuk model tersebut yang mirip Honda Accord. Seperti biasa, cemuhan demi cemuhan dilemparkan kepada Proton di atas pengeluaran model ini. Saya suka untuk memberi pandangan berdasarkan beberapa noktah...
0
nicky81 via SyamStyles
12th December 2013 5:19pm
Hoping For More Revenues in Qatar Region
Qatar is a country enclosed in the gulf region is a fishing sector very long ago. But the condition completely changed after the discovery of oil in the sectors and the stretches of the Qatar extents. Now being a dominant business area with modern in standard of living and the culture has certainly changed...
0
nicky81 via Luxury Real Estate
11th December 2013 4:09pm
Nelson Mandela (1918-2013)
BELASUNGKAWA Kematian Nelson Mandela bukanlah sesuatu yang tidak diduga. Dia jatuh sakit sudah lama dan pada usianya yang cukup tua dan begitu uzur pula, keluarga yang menyayangi, rakyat yang menghormati dan dunia yang mengkagumi ketokohannya memang sudah bersedia untuk melepaskan dia pergi. Bila-bila...
0
nicky81 via SyamStyles
7th December 2013 7:45pm
Andai P. Ramlee Masih Hidup
SEANDAINYA P Ramlee masih hidup, saya yakin kita boleh nobatkan beliau sebagai “management guru” Tanah Melayu. Beliau sangat peka mengenai P L (akaun untung rugi) dan konsep “reward punishment” (anugerah dan hukuman). Malah beliau adalah seorang pemikir dan pengkritik masyarakat yang...
0
nicky81 via SyamStyles
5th December 2013 11:00am
Knowing The Real Estate Cycles
Can You Profit? Knowing the real estate cycles can you help make profits. If you start with buying low, buying in the low part of the market, basically you are in a position where construction has been declining in your area. Because a lot of inventory is on the market, vacancy rates are high.The cycle...
0
nicky81 via Luxury Real Estate
1st December 2013 11:30pm
What is a Real Estate Cycle?
The difference between those that succeed and those that fail. Over the years people have become discouraged with the ups and downs of the housing market. For some, it may seem like buying a home is forever out of reach while others are learning how to navigate the market and make a serious profit in the...
0
nicky81 via Luxury Real Estate
28th November 2013 10:32pm
American Real Estate Market
The Overall Condition of the American Real Estate Market We have gotten used to hearing bad news about the U.S. housing market, but after five years of disappointing numbers, 2013 is revealing a light at the end of the long, dark tunnel. The prognosis for this year is optimistic if not robust, as prices...
0
nicky81 via Luxury Real Estate
13th November 2013 10:37am
Shadowrun Returns
MAN MEETS MAGIC AND MACHINE.The year is 2054. Magic has returned to the world, awakening powerful creatures of myth and legend. Technology merges with flesh and consciousness. Elves, trolls, orks and dwarves walk among us, while ruthless corporations bleed the world dry. You are a shadowrunner – a...
0
nicky81 via Game Trailers
7th August 2013 12:09pm
Real Estate - The Velocity of Money
This lesson is really adapted from Robert Kiyosaki's book, Who Took My Money? I strongly encourage investors to read this book. He writes that the Velocity of Money is the one reason why rich get richer and the average investor risks losing it all. I agree. From Robert's book, he writes...
0
nicky81 via Luxury Real Estate
29th July 2013 9:00pm
Signs of A Recovering Housing Market in 2013
The housing market recovery in the U.S. during 2012 was helped by the bottoming out of home prices, record-low rates, decline in foreclosure activity and healthy rental markets. Real estate analysts are pleased with the directions things seem to be heading and are anxious to see what 2013 has in store...
0
nicky81 via Luxury Real Estate
27th July 2013 9:00pm
Subprime Mortgage Crisis and It's Ripple Effect
Experts are of the opinion that the mortgage crisis is perhaps the biggest financial shock the country has been subjected to following the Great Depression of the 1930s and early 1940s. The subprime mortgage crisis in USA which erupted due to the bursting of the housing bubble did not leave the major...
0
nicky81 via Luxury Real Estate
26th July 2013 9:00pm
How People Are Trapped In Subprime Loans In US
Subprime lending was one of the rapidly growing sections of mortgage market and lenders provided scope of home ownership to those who were not able to qualify for conventional loans. But collapse of numerous subprime lending institutions increasing rate of delinquency among borrowers has raised...
0
nicky81 via Luxury Real Estate
24th July 2013 9:00pm
Subprime Mortgage Lending - What's Good About It?
In recent months, the media would lead us to believe that the risks and damages possible in subprime lending have ruined everyone who has chosen this kind of mortgage. While there have, indeed, been many catastrophes in this area, not all cases of subprime lending fall into this category. Some subprime...
0
nicky81 via Luxury Real Estate
22nd July 2013 9:00pm
Subprime Mortgage Lending - What Are Its Effects?
Subprime lending is really nothing new. It was originally designed to enable people with less-than-sterling FICO scores to purchase homes, cars, and other items for which they couldn't get conventional loans. Also known as second chance lending, its purpose was to provide responsible...
0
nicky81 via Luxury Real Estate
21st July 2013 9:00pm
Civilization V: Brave New World
Sid Meier's Civilization® V: Brave New World is the second expansion pack for Civilization V - the critically acclaimed 2010 PC Game of the Year. This new expansion provides enhanced depth and replayability through the introduction of international trade and a focus on culture and diplomacy. Your influence...
0
nicky81 via Game Trailers
21st July 2013 12:03pm
Sony Xperia ZR
Sony telah pun melancarkan telefon pintar kalis air mereka yang lebih power dari Xperia Z iaitu Sony Xperia ZR (tambah R jer). Dengan butang kamera yang wujud secara berasingan membolehkan anda untuk merakamkan video-video (HDR) menarik ketika snorkeling atau di kolam renang secara full HD. Bersama...
0
nicky81 via SyamStyles
21st July 2013 11:27am
What is Subprime Loan
A subprime loan is a mortgage loan that is made to an individual with poor or bad credit. These are typically individuals that would have poor credit scores of 620 and below. Because of their poor credit scores, subprime borrowers do not qualify for traditional loans or government loans such as FHA and...
0
nicky81 via Luxury Real Estate
20th July 2013 9:00pm
Hutang Rakyat Malaysia
PADA 5 JULAI 2013, Bank Negara menguatkuasakan peraturan baru menghadkan: (i) pinjaman peribadi setakat 10 tahun maksimum (dahulu 25 tahun); pinjaman hartanah dan rumah 35 tahun (dahulu 45 tahun), dan (iii) tidak membenarkan lagi pinjaman pra kelayakan. Alasan yang diberikan Bank Negara...
0
nicky81 via SyamStyles
17th July 2013 12:35am
Company of Heroes 2
IN THE WORLD'S DARKEST HOUR You are a commander of the Soviet Red Army, entrenched in brutal frontline warfare to free Mother Russia from the Nazi invaders. It is 1941 and the beginning of what will become the bloodliest conflict of World War II resulting in more than 14 million miiltary casualties. ...
0
nicky81 via Game Trailers
14th July 2013 7:26am