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How to stay calm when dealing with financial stress
Photo by JESHOOTS.COM on UnsplashHave your money problems become so dire that you find yourself searching “I need financial help immediately?” We get it. You’re in a tight spot, and you’re panicking. Hearing that you're not alone doesn’t really help, and you aren’t sure what to do while...
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ppfoong via The 8th Voyager
5th April 2021 12:07pm
7 of the most practical ways to save money
Photo by Michael Longmire on Unsplash Are you trying to be better about saving money? You’ve heard the same advice, time and time again: spend less. But the question now is, how? “Spend less” is vague, and you have expenses to pay that you can’t just eliminate, as much as you’d like to.
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ppfoong via The 8th Voyager
22nd March 2021 12:45am
Fixed Google Play services keeps stopping problem in Android device
Recently, my Samsung Galaxy Tab A 6 tablet suddenly hit the infamous "Google Play services keeps stopping" problem.The following window will pop up almost every few seconds, even after you have chosen to close app or send feedback.Clearing cache of Google Play services did not solve the problem.The Google...
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ppfoong via The 8th Voyager
15th March 2021 4:27pm
Can You overdraft a credit card, debit card, or savings account?
Photo by Timeo Buehrer on Unsplash Overdraft protection is a banking service consumers can opt into to overdraw their chequing accounts for a fee. For instance, if your account only has $10 in it and you forgot about your upcoming $15 Netflix subscription, your payment will still go through because 1)...
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ppfoong via The 8th Voyager
9th March 2021 12:42am
Have you done your washing machine cleaning service?
Recently I engaged a washing machine cleaning professional to dismantle and perform deep clean-up to my washing machine.I did periodically make use of washing machine cleaning powder and the tub cleaning function of the washing machine to clean it up, but I was told that was not good enough as there is much...
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ppfoong via The 8th Voyager
7th March 2021 10:54pm
My Vention 3-port 5 Gbps USB 3.0 hub with RJ45 gigabit ethernet LAN adapter
If you are using a laptop with limited number of USB ports, and/or without a built-in RJ45 ethernet LAN port, this Vention 3-port USB 3.0 hub with RJ45 gigabit ethernet LAN adapter could be a handy and useful companion for your laptop.At the price of around RM50, this small gadget is able to extend one of...
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ppfoong via The 8th Voyager
7th March 2021 2:49pm
What is a Returned Item Fee and why was I charged?
Photo by Damir Spanic on UnsplashYou’re not alone if you’ve fallen out of the habit of balancing your checkbook because you trust your online banking statement to indicate how much money is in your account. Why do the math when the number is so accessible? This amount is not always accurate, though,...
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ppfoong via The 8th Voyager
28th February 2021 9:22pm
EPF declared 5.2% (conventional) / 4.9% (shariah) dividend for 2020
After a long time waiting, the Employees Provident Fund (EPF, a.k.a. KWSP) has finally declared the dividend rate for financial year 2020.For year 2020, the dividend declared for conventional account is 5.2% while for Shariah account is 4.9%. The dividend has already credited into members' account, and you...
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ppfoong via The 8th Voyager
28th February 2021 12:11am
How to register for COVID-19 vaccination using MySejahtera mobile app
You can now register for COVID-19 vaccination in Malaysia using MySejahtera mobile app.Before you start, make sure you have already updated the MySejahtera app in your phone to the latest version, which should be Version 1.0.29 (dated 24 Feb 2021) or above.After opening the MySejahtera app, tap on the Close...
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ppfoong via The 8th Voyager
25th February 2021 10:18am
PTPTN announced 2020 dividend for SSPN-i and SSPN-i Plus
The Malaysia National Higher Education Fund (Perbadanan Tabung Pendidikan Tinggi Nasional, PTPTN) has just announced dividend for year 2020 for the education savings schemes SSPN (Skim Simpanan Pendidikan Nasional, consists of SSPN-i and SSPN-i Plus) on 23 February 2021. The 2020 SSPN dividend payout rate...
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ppfoong via The 8th Voyager
24th February 2021 11:23pm
Did you overdraw your bank account? Here is what to do
Photo by Adam Satria on UnsplashDid you mail a cheque only to be notified that it bounced? Or perhaps you tried to buy something with your debit card, and when you checked your online statement later, you were shocked to find a negative balance. You just spent more money than you have, so what do you do...
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ppfoong via The 8th Voyager
21st February 2021 10:49pm
Cash out refinance: How to know if it is time
Photo by todd kent on UnsplashTraditional refinancing entails swapping out your current debt, often a mortgage, for another loan with better terms. For example, many people choose to refinance their homes when housing market interest rates drop so they can pay less money in the long run.What is a cash-out...
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ppfoong via The 8th Voyager
11th February 2021 5:31pm
Fixed Microsoft Outlook unable to open any URL link in email problem
If you are using Microsoft Outlook as your email client, and facing the problem of unable to open any URL link in your emails, this could be a workable solution for you.The symptom: whenever you click on a link in your email, expecting your web browser to open the link, or in the case of a mailto email...
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ppfoong via The 8th Voyager
11th February 2021 10:06am
My L01 handphone selfie stick and tripod with Bluetooth shutter button
You might have awared that I am using Iruin to make use of my handphone camera as computer webcam.This solution works pretty well. However, I found that I need a mini tripod to hold my handphone to get a better camera shooting angle, and I have found this L01 selfie stick which can also act as a tripod...
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ppfoong via The 8th Voyager
26th January 2021 2:52am
What to do if you need cash quickly?
Emergencies happen. Bills are due, but you don’t have sufficient funds in your account to cover them all. Unfortunately, failing to make a payment could negatively impact your credit score and result in you owing more thanks to late and various other fees. You can try calling your respective creditors...
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ppfoong via The 8th Voyager
24th January 2021 11:19pm
Online check your car current market value and NCD information for free
When it is able the time to renew your car insurance and road tax, you might want to check for the latest market value of your car, and also confirm its entitled No Claims Discount (NCD) percentage for the upcoming car insurance policy.MyCarInfo website provides a reliable source for you to check for such...
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ppfoong via The 8th Voyager
13th January 2021 3:58pm
Weekly, monthly more: How your pay schedule affects you
Photo by Vitaly Taranov on UnsplashLet’s say you had a job as a cashier at your local grocery store that paid every two weeks. You quit that position and got a new job in an office, but this one pays once a month instead. What gives? There are different kinds of pay schedules that determine when and...
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ppfoong via The 8th Voyager
11th January 2021 11:58pm
Malaysia year 2021 national and state public holidays
The official 2021 national and state public holidays in Malaysia has been announced by Cabinet, Constitution and Inter-Government Relation Division (BKPP), Prime Minister Department.There are 14 days of national holiday (12 national holidays, whereby Chinese New Year and Hari Raya Puasa have 2 days of...
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ppfoong via The 8th Voyager
29th December 2020 7:51pm
6 tips for gifting money to family members this holiday season
Photo by Kira auf der Heide on UnsplashMoney is a go-to for many people when it comes to gift-giving. It’s not the most personal gift you could give, but if you’re not sure what the recipient would like, you can spare yourself from guessing incorrectly and allow them to spend the money however they...
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ppfoong via The 8th Voyager
19th December 2020 11:57pm
Mirror display handphone screen on monitor and vice versa with WiFi connection using LetsView
If you are using an iPhone or Android phone, and you want to duplicate and show your handphone's screen on your computer monitor, laptop screen, or even smart TV screen, together with audio forwarding, you can easily do that with a free software called LetsView.The beauty of LetsView is that it can also do...
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ppfoong via The 8th Voyager
21st November 2020 2:32am