48smartever
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- Smart Dad
- Member since
- 28th October 2012
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Baskin Robbins@31% OFF Merdeka Promotion!
*PROMOTION : Baskin Robbins@31% OFF Merdeka Promotion!Baskin robbins offer 31% sales off will run for 3 whole days (Aug 29 ~ 31) in conjunction with the Merdeka celebrations this year so hurry and head on over to your nearest Baskin-Robbins outlet to get your share of yummy hand-packed goodness!!*PROMOTION...
Starbucks@Merdeka Special Offer (Free add flavour!)
*PROMOTION : Starbucks@Merdeka Special Offer (Free add flavour!)Starbuck is offering free add-on flavour to your favorite beverage (Vanilla, Hazelnut, Caramel).*PROMOTION PERIOD: 26/Aug/2013 ~ 27/Aug/2013*TERM AND CONDITIONS: -
Chatime Merdeka RM1 Promotion
Chatime has started a promotion from today 26th until 31st August 2013 in conjunction with the upcoming Merdeka Day! Just visit Chatime between 3pm to 6pm during the promotion period to enjoy your tea for only RM 1 (for second cup).The promotion is valid in all Chatime outlets except Queesnbay Mall and...
McCafé Buy 1 Free 1 in Bukit Mertajam
McCafé iscoffee-house-style food and drink chain under McDonald's. Currently, there are only two McDonald's outlets that have McCafé in Penang, one in Penang Airport and another in Tesco Alma, Bukit Mertajam.McCafé Tesco Alma has just started its operation on 17th August 2013. So there's an opening...
PTPTN Defaulters Listed under CCRIS
Since its inception in Year 1997, National Higher Education Fund Corporation (PTPTN) has approved loans for 2.17 million students, of which 17387 had been exempted from repaying their loans for having graduated with first class honours. However,it was reported in July that 418094 people had yet to...
KWSP Withdrawals
KWSP savings is not allowed to be fully withdrawn until we retire as it is a mandatory savings enforced to help us during our retirement. There are two categories of withdrawals provided by KWSP, namely Pre-Retirement Withdrawal and Retirement Withdrawal.Pre-Retirement Withdrawal allows us to withdraw a...
Sushi King@Happy Hour with 20% OFF*!
*PROMOTION : Sushi King@Happy Hour with 20% OFF*!Sushi King is offering 20% discount for Sushi, Tsumami and Temaki on every weekdays from 3:00pm to 6:00pm. Except public holidays public holiday replacements.*PROMOTION PERIOD: 3:00pm ~ 6:00pm*TERM AND CONDITIONS:1) Strictly for dine-in...
Base Lending Rate (BLR)
If you have already bought a house or are in the middle of looking for house, the acronym BLR should sound very familiar to you. BLR stands for Base Lending Rate, it isthe rate of interest at which banks lend to customers.BLR is a minimum interest rate calculated by banking institutions based on a...
Golden Screen Cinema@Get 2 Complimentary Movie Passes 20% OFF at GSC Glitters Cafe!
*PROMOTION : Golden Screen Cinema@Get 2 Complimentary Movie Passes 20% OFF at GSC Glitters Cafe!MAXIS - GSC is offering special promotion which getting 2 complimentary movie passes and 20% Glitters Cafe Dining voucher by flashing your Maxis/Hotlink offer SMS at Glitters cafe in GSC Pavilion and Cafe...
Overnight Policy Rate (OPR)
When we are reading newspaper, sometimes we would come across Overnight Policy Rate (OPR) in the economy section. So what is OPR? OPR is actually an overnight interest rate set by Bank Negara Malaysia (BNM) used for monetary policy direction.OPR is the interest rate at which a financial institution lends...
CCRIS Part II
In my previous post, I shared about what is CCRIS and credit report. You can get your credit report for free of charge once every 3 month from Bank Negara office. So how does the credit report look like?This is the header of the actual credit report. The detailed credit report displays your credit history...
Manhattan FISH Market@Buy 1 Free 1!
*PROMOTION : Manhattan FISH Market@Buy 1 Free 1!The Manhattan FISH market is offering BUY ONE FREE ONE promotion which purchase any food item and redeem any food item with equivalent or lower value for FREE.What you need to do is present this above photo to The Manhattan FISH Market crew prior to your order...
KOSE@1-Week usage of SEKKISEI Clear Whitening Mask!
*PROMOTION : KOSE@1-Week usage of SEKKISEI Clear Whitening Mask!KOSE if offering a FREE Trial on One (1) week usage of SEKKISEI clear whitening mask.What you need to do is print out the page above the picture or below print out from official web below, fill in your details and redeem it at Ground floor,...
SNOWFLAKE@RAYA COMBO PROMOTION!
*PROMOTION : SNOWFLAKE@RAYA COMBO PROMOTION!SNOWFLAKE is offering Raya Combo Promotion with greater choices and greater value! Get 1 Main Dessert* + 1 Happy Deal for only RM9.90 (SAVE 22%)OR 1 Main Dessert* + 2 Happy Deal for RM13.90! (SAVE 25%) *PROMOTION PERIOD: Valid from 05~25 August...
CIMB Weekly Cash Back Promotion
Hari Raya Aidilfitri is just around the corner and CIMB is giving out a total cash back of RM 700000 to its Credit Card and Debit Card members on spending from 5th August until 13th October 2013.The campaign is open to CIMB Principal and Supplementary Cardmembers, as well as CIMB Debit Cardmembers. Each...
Prudential@FREE TUMMY PHONE* (first 3000 entries)!
*PROMOTION : Prudential@FREE TUMMY PHONE* (first 3000 entries)!PRUmy child is offering TummyPhone that turn your womb into a musical sanctuary and nurture a lasting bond with your baby.Just register (click HERE) and share a picture of your pregnant self (or your wife with her baby bump; for eager...
Revision on Maybank TreatsPoints
When I received my Maybankard 2 statement last week, I'm shocked to notice that there was an announcement which Maybank is going to impose a 3-year expiration period on its TreatsPoints effective from 1st August 2013.TreatsPoints earned in a particular month are valid until the end of third year of...