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48smartever

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Smart Dad
Member since
28th October 2012

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Wednesday, 28 August
9:02 pm28 Aug 2013
48smartever via 48 SMART28 Aug 2013
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Baskin Robbins@31% OFF Merdeka Promotion!

*PROMOTION : Baskin Robbins@31% OFF Merdeka Promotion!Baskin robbins offer 31% sales off will run for 3 whole days (Aug 29 ~ 31) in conjunction with the Merdeka celebrations this year so hurry and head on over to your nearest Baskin-Robbins outlet to get your share of yummy hand-packed goodness!!*PROMOTION...

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Tuesday, 27 August
Monday, 26 August
6:23 pm26 Aug 2013
48smartever via 48 SMART26 Aug 2013
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Chatime Merdeka RM1 Promotion

Chatime has started a promotion from today 26th until 31st August 2013 in conjunction with the upcoming Merdeka Day! Just visit Chatime between 3pm to 6pm during the promotion period to enjoy your tea for only RM 1 (for second cup).The promotion is valid in all Chatime outlets except Queesnbay Mall and...

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Sunday, 25 August
10:51 pm25 Aug 2013
48smartever via 48 SMART25 Aug 2013
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McCafé Buy 1 Free 1 in Bukit Mertajam

McCafé iscoffee-house-style food and drink chain under McDonald's. Currently, there are only two McDonald's outlets that have McCafé in Penang, one in Penang Airport and another in Tesco Alma, Bukit Mertajam.McCafé Tesco Alma has just started its operation on 17th August 2013. So there's an opening...

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Friday, 23 August
7:35 am23 Aug 2013
48smartever via 48 SMART23 Aug 2013
EN

PTPTN Defaulters Listed under CCRIS

Since its inception in Year 1997, National Higher Education Fund Corporation (PTPTN) has approved loans for 2.17 million students, of which 17387 had been exempted from repaying their loans for having graduated with first class honours. However,it was reported in July that 418094 people had yet to...

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Wednesday, 21 August
2:40 pm21 Aug 2013
48smartever via 48 SMART21 Aug 2013
EN

KWSP Withdrawals

KWSP savings is not allowed to be fully withdrawn until we retire as it is a mandatory savings enforced to help us during our retirement. There are two categories of withdrawals provided by KWSP, namely Pre-Retirement Withdrawal and Retirement Withdrawal.Pre-Retirement Withdrawal allows us to withdraw a...

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Tuesday, 20 August
9:38 pm20 Aug 2013
48smartever via 48 SMART20 Aug 2013
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Sushi King@Happy Hour with 20% OFF*!

*PROMOTION : Sushi King@Happy Hour with 20% OFF*!Sushi King is offering 20% discount for Sushi, Tsumami and Temaki on every weekdays from 3:00pm to 6:00pm. Except public holidays public holiday replacements.*PROMOTION PERIOD: 3:00pm ~ 6:00pm*TERM AND CONDITIONS:1) Strictly for dine-in...

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Monday, 19 August
7:28 am19 Aug 2013
48smartever via 48 SMART19 Aug 2013
EN

Base Lending Rate (BLR)

If you have already bought a house or are in the middle of looking for house, the acronym BLR should sound very familiar to you. BLR stands for Base Lending Rate, it isthe rate of interest at which banks lend to customers.BLR is a minimum interest rate calculated by banking institutions based on a...

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Thursday, 15 August
7:59 pm15 Aug 2013
48smartever via 48 SMART15 Aug 2013
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Overnight Policy Rate (OPR)

When we are reading newspaper, sometimes we would come across Overnight Policy Rate (OPR) in the economy section. So what is OPR? OPR is actually an overnight interest rate set by Bank Negara Malaysia (BNM) used for monetary policy direction.OPR is the interest rate at which a financial institution lends...

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Tuesday, 13 August
7:51 pm13 Aug 2013
48smartever via 48 SMART13 Aug 2013
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CCRIS Part II

In my previous post, I shared about what is CCRIS and credit report. You can get your credit report for free of charge once every 3 month from Bank Negara office. So how does the credit report look like?This is the header of the actual credit report. The detailed credit report displays your credit history...

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Monday, 12 August
11:07 pm12 Aug 2013
48smartever via 48 SMART12 Aug 2013
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Manhattan FISH Market@Buy 1 Free 1!

*PROMOTION : Manhattan FISH Market@Buy 1 Free 1!The Manhattan FISH market is offering BUY ONE FREE ONE promotion which purchase any food item and redeem any food item with equivalent or lower value for FREE.What you need to do is present this above photo to The Manhattan FISH Market crew prior to your order...

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Sunday, 11 August
3:55 pm11 Aug 2013
48smartever via 48 SMART11 Aug 2013
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KOSE@1-Week usage of SEKKISEI Clear Whitening Mask!

*PROMOTION : KOSE@1-Week usage of SEKKISEI Clear Whitening Mask!KOSE if offering a FREE Trial on One (1) week usage of SEKKISEI clear whitening mask.What you need to do is print out the page above the picture or below print out from official web below, fill in your details and redeem it at Ground floor,...

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Friday, 9 August
Thursday, 8 August
6:20 pm8 Aug 2013
48smartever via 48 SMART8 Aug 2013
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SNOWFLAKE@RAYA COMBO PROMOTION!

*PROMOTION : SNOWFLAKE@RAYA COMBO PROMOTION!SNOWFLAKE is offering Raya Combo Promotion with greater choices and greater value! Get 1 Main Dessert* + 1 Happy Deal for only RM9.90 (SAVE 22%)OR 1 Main Dessert* + 2 Happy Deal for RM13.90! (SAVE 25%) *PROMOTION PERIOD: Valid from 05~25 August...

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Wednesday, 7 August
10:57 pm7 Aug 2013
48smartever via 48 SMART7 Aug 2013
EN

CIMB Weekly Cash Back Promotion

Hari Raya Aidilfitri is just around the corner and CIMB is giving out a total cash back of RM 700000 to its Credit Card and Debit Card members on spending from 5th August until 13th October 2013.The campaign is open to CIMB Principal and Supplementary Cardmembers, as well as CIMB Debit Cardmembers. Each...

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Tuesday, 6 August
12:47 pm6 Aug 2013
48smartever via 48 SMART6 Aug 2013
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Prudential@FREE TUMMY PHONE* (first 3000 entries)!

*PROMOTION : Prudential@FREE TUMMY PHONE* (first 3000 entries)!PRUmy child is offering TummyPhone that turn your womb into a musical sanctuary and nurture a lasting bond with your baby.Just register (click HERE) and share a picture of your pregnant self (or your wife with her baby bump; for eager...

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Monday, 5 August
10:10 pm5 Aug 2013
48smartever via 48 SMART5 Aug 2013
EN

Revision on Maybank TreatsPoints

When I received my Maybankard 2 statement last week, I'm shocked to notice that there was an announcement which Maybank is going to impose a 3-year expiration period on its TreatsPoints effective from 1st August 2013.TreatsPoints earned in a particular month are valid until the end of third year of...

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