Page 1 of 6
TNB bill hitting RM 1,000/month? Here's why Malaysian electricity bills are so high — and how switching to solar under the new Solar ATAP programme dropped mine to RM 237. Real numbers, full 10-year breakdown.
Ramai tahu syarat asas untuk pasang panel solar rumah adalah bil elektrik tinggi — biasanya RM400 ke atas. Tetapi ada satu lagi faktor penting yang ramai tak sedar — dan faktor ini boleh menentukan sama ada sistem solar anda sekadar jimat… atau sangat berbaloi. Faktor Kritikal: Penggunaan Elektrik...
Ramai yang dengar tentang “tukar bil elektrik kepada panel solar”, tapi masih tak jelas bagaimana konsep ini sebenarnya berfungsi. Saya kongsikan contoh sebenar penggunaan sendiri, supaya anda nampak dengan lebih praktikal bagaimana solar rumah di Malaysia boleh beri penjimatan. Profil Penggunaan...
Kalau bil TNB anda dah cecah RM400 sebulan atau lebih, ini sebenarnya petanda kuat anda sesuai pasang panel solar rumah. Dengan pemasangan solar di Malaysia, ramai pemilik rumah kini berjaya kurangkan bil elektrik sehingga ketara — malah ada yang hampir sifar. Kenapa Pilih Panel Solar Rumah?
Kalau lihat pada prestasi FBMKLCI, indeks utama pasaran saham negara kita jatuh sebanyak 2% pada tahun 2023 dengan paras tertinggi sebanyak 1501 mata dan terendah sebanyak 1369 mata. Untuk pengetahuan, prestasi indeks utama pasaran saham biasanya menggambarkan keadaan pasaran saham sesebuah negara. Kalau...
Blackrock (pengurus pelaburan terbesar di dunia) menamakan sektor AI sebagai salah satu tema pelaburan utama untuk tahun 2024 dengan memberikan rating overweight. Tema pelaburan AI dipanggil "mega force".
Electric vehicle (EV) has been steadily trending in the automotive talk-about nowadays.The key selling points of EV cars being:Environmental friendlyFuel cost savingNo need to periodically change engine oilWhile the environmental friendly argument is widely debatable, as the generation of...
After a long waiting, the Malaysia National Higher Education Fund (Perbadanan Tabung Pendidikan Tinggi Nasional, PTPTN) has finally announced the dividend for year 2022 for the education savings schemes SSPN (Skim Simpanan Pendidikan Nasional, consists of Simpan SSPN Prime which formerly known as SSPN-i,...
Tahukah anda kalau tak pernah claim polisi hibah, caruman yang dibayar semua tu adalah keuntungan syarikat takaful?
Tahun 2023 banyak yang bercakap tentang recession atau kegawatan ekonomi yang akan melanda dunia. Apa yang menarik bila berlaku kegawatan ekonomi ni adalah peluang untuk melabur dalam pasaran tersebut.
Soalan ni popular waktu market drop, investment boleh jadi zero ke?
It always has been a frequently asked question for most of us to find out the optimal temperature to set for our air-conditioner, particularly the inverter type which is good in maintaining the room temperature at the degree we want, to strike a balance between cost energy saving and our comfort...
Sebanyak RM1.84 Billion claim telah dibayar oleh sebuah syarikat takaful semasa 6 bulan pertama 2022. Punca utama claim kematian dan perubatan adalah penyakit kritikal.
Typically, there are 2 types of loans. One is fixed interest rate type, and another is variable interest rate type.Some examples of fixed interest rate loan are: car loan, personal loan, credit card loan, study loan, business loan, etc.Since the interest rate is fixed throughout the loan tenure, you can...
Kenanga Digital Investing (KDI) has been around for a few months since early 2022, and I have just joint on the bandwagon last week.KDI is a robo-advisory investment platform under Kenanga Investment Bank. It can be accessed either using web browser to its website, or via its mobile app available for...
Handphone is a necessity nowadays.Every now and then, new models of handphone are being introduced into the market, with price tag ranging from a few hundred ringgit to a few thousand ringgit.From the perspective of personal finance management, one simple formula to evaluate your affordability for new...
Recently, we talked about which models of car can you afford with your monthly fixed income?Now, let's apply the same method to find out how much housing loan can you afford with your monthly fixed income, for your own residence (not for investment purpose)?Certain residence types, such as single-storey...
Have you ever made a simple evaluation on which models of car can you afford with your monthly fixed income?Or, in other words, if you already have a car model that you want to buy, how much salary do you need to earn so that you can pay for its monthly loan instalment without too much financial stress?I...
Unlike the Jobstreet salary report 2022 (Malaysia Edition Singapore Edition), which provides the insight of the current median salary figure in various popular industries, and also from the perspective of career specialization, the PERSOL Salary Employment Outlook 2021/2022 (Malaysia edition...
Recently, Jobstreet has just released their salary report of Malaysia’s job landscape, and also of Singapore's, respectively. The reports aimed to provide insight of the current post-pendemic regional job market, as a reference guide for the hiring managers, HR, job seekers. as well as students planning...
