Page 3 of 6
Photo by Kira auf der Heide on UnsplashMoney is a go-to for many people when it comes to gift-giving. It’s not the most personal gift you could give, but if you’re not sure what the recipient would like, you can spare yourself from guessing incorrectly and allow them to spend the money however they...
You’ve already heard everything that there is to know about improving your credit scores. Conventional wisdom says to pay all of your bills on time; don’t have too many cards; have a good mix of credit types; and never, ever close any credit cards. That last isn’t always true though. Closing your...
There used to be several online channels that you are able to pay TNB electricity bill online by using your e-Wallet money. Unfortunately, most of those online channels no longer accept TNB electricity bill payment since a few months ago.Besides, it is also very hard to find an online channel that can pay...
Among the many air and surface sterilizing products in the market, Medklinn ionizer has been proven effective in sterilizing the air and surface around it by killing the bacteria and viruses, as well as eliminating allergens, bad odours, smoke, dust, moulds and pollution. Recently, Medklinn has...
In his article about mastering fear, clinical psychologist Nick Wignall highlighted that confidence is a belief that you will be OK despite your fear.He opined that confident people do not rule out fear, but they view fear and uncertainty as uncomfortable but not dangerous.He believes that anyone can learn...
Do you know that if you have a savings/current account with Bank Islam (BIMB), you can link your SSPN-i account(s) to your ATM card that linked with your savings/current account, and then you can manage your SSPN-i account from Bank Islam's online banking website and/or ATM machine.However, you cannot...
Boost e-wallet has just launched a "Boost Cares for you" campaign to provide free special COVID-19 life insurance coverage by Prudential, made available to Boost Premium e-wallet users who enrolled for it in their app.This free COVID-19 insurance coverage is eligible to Boost users who are:having Premium...
The Employees Provident Fund (EPF, a.k.a. KWSP) has just declared the dividend rate for financial year 2019. For year 2019, the dividend declared for conventional account is 5.45% while for Shariah account is 5.00%. The dividend has already credited into members' account, and you can check for it by login...
The mySalam national health protection scheme is an initiative started by the Pakatan Harapan Government that aims to provideB40 and M40 citizenswith free takaful health insurance protection.You are eligible to online register for the mySalam national health protection schemeif you are...
The Malaysia National Higher Education Fund (Perbadanan Tabung Pendidikan Tinggi Nasional, PTPTN) has just announced dividend for year 2019 for the education savings schemes SSPN(Skim Simpanan Pendidikan Nasional, consists of SSPN-i and SSPN-i Plus) on5February 2020.The 2019 SSPN dividend...
Equity crowdfunding (ECF)is something new but yet notso new in Malaysia investment market.It provides a Securities Commission regulated platform that allows start-up companies and SME to get new capital fund through small equity investments from the public crowdby using approved online...
Bank Negara Malaysia (BNM) has just reduced the overnight policy rate (OPR) by 25 basis points from 3.00% to 2.75% on 22 January 2020. This is back to the rate 9 years ago at 2011.Below is the chart of historical OPR rate over the years.In general, a reduction in interest rate will have a positive impact to...
HelloGold is a Shahriah-compliantonlineplatform to make it easy for us to buy, sell and/or transfer 99.99%(24 Karat 999) puregold.Account opening and all transactions can be performed in the HelloGold mobile app, available for free download in Google Play Store and Apple App...
Opus Asset Management has a track record of more than 14 years in fund management industry, and is specialized in fixed income investment.They used to offer wholesale funds for the sophisticated investors (i.e. rich people) with minimum investment starting from RM50,000.Recently, they have launched 3 unit...
GoPayz is a challenger e-wallet operated by U Mobile Services. It is a second e-wallet in Malaysia after AirAsia BigPay that issues physical prepaid card to its users. It is the third of its kind in Malaysia that issues virtual prepaid card, after BigPay (Mastercard) and Boost (UnionPay).In fact, GoPayz has...
As you might have aware, the Malaysian government is giving off RM30 digital incentive to eligible Malaysians to encourage e-wallet usage.The 3 selected e-wallets to participate in this initiative are: Boost, GrabPay and TnG eWallet.In order to be eligible toclaim this RM30 from your e-wallet, you...
Home inspection is part of the essential process right after receiving vacant possession of brand new home from the property developer. Normally it is conducted by the buyer (new owner) of the property, and there is a 24 months defects liability period whereby the buyer can report any defect found in the...
If you live in a service apartment which sit on a piece of commercial land title, you might be paying higher electricity bill every month if your electricity usage is charged based on commercial tariff.You can file an application with Tenaga Nasional (TNB) to request to change your commercial tariff to the...
The traditional ways of paying street parking to municipal council is no doubt inconvenient, be it using the parking meter or parking coupon.Using parking meter means you need to get ready some shillings, park your car, find and walk to the parking meter, feed the parking meter, print out the receipt, walk...
One year ago, Boost, the e-walletoperated byAxiata Digital, has announced its partnership with UnionPay.Now, the UnionPay services in Boost e-wallet is finally launched! If you activate the UnionPay services in your Boost account before 31 December 2019, you can get RM3 cashback from Boost.To...
