Page 2 of 6
After an even longer waiting time than last year, the Employees Provident Fund (EPF, a.k.a. KWSP) has finally declared the dividend rate for financial year 2021.For year 2021, the dividend declared for conventional account is 6.10% while for Shariah account is 5.65%. The dividend will be credited into...
The Malaysia National Higher Education Fund (Perbadanan Tabung Pendidikan Tinggi Nasional, PTPTN) has just announced quite a disappointing dividend for year 2021 for the education savings schemes SSPN (Skim Simpanan Pendidikan Nasional, consists of Simpan SSPN Prime which formerly known as SSPN-i, and...
As you might have been aware, Caltex Malaysia has recently introduced the CaltexGO pump-and-go mobile app, available in Google Play Store and Apple App Store.Apparently, it is the same CaltexGO mobile app already in used in Caltex Singapore and Caltex Thailand for the same purpose of enabling contactless...
Nowadays, apart from the traditional career roles being a businessman, entrepreneur, or employee, there are more and more people working as self-employed, or working with broker/agent on a profit-sharing basis, including but not limited to the following roles:FreelancerCoach, instructor, consultant,...
FYI, Phillip Capital who manages eUnittrust.com.my and Phillip Mutual Berhad, is organizing the 11th Phillip Investment Conference 2021.The theme for this year is "Road to Investment: Turning The Corner".Due to the current pandemic situation, the conference will be held online. Date: Saturday 11 September...
Chubb is giving out free insurance, provided to Malaysian citizens age 18-70 years old, without any charge or payment of premium needed, for COVID-19 vaccination.You might have already received email from AirAsia BIG Rewards regarding this initiative, as AirAsia BIG Rewards is a joint-organizer for this...
By now, you should be aware that there is a daily return earning account called GO+ inside Touch n Go (TNG) eWallet, which maintains a separate balance from the normal eWallet balance.Unlike the normal TNG eWallet balance which has zero return, this GO+ balance enables you to earn daily return. Your balance...
Photo by Micheile Henderson on Unsplash“Save more money!” countless advertisements shout at you. “Put aside part of every paycheck!!” your parents scold. “Save as much as you can, or you’ll regret it later!” your financially savvy friends advise. Yeah, saving is important, but the above...
Photo by Kelly Sikkema on UnsplashYour home budget, also known as your household budget, is the money you set aside that will go toward essential living expenses. It’s critical to budget your finances to only spend what you can afford and reach your savings goals. You can guess what kind of things go...
Photo by JESHOOTS.COM on UnsplashHave your money problems become so dire that you find yourself searching “I need financial help immediately?” We get it. You’re in a tight spot, and you’re panicking. Hearing that you're not alone doesn’t really help, and you aren’t sure what to do while...
Photo by Michael Longmire on Unsplash Are you trying to be better about saving money? You’ve heard the same advice, time and time again: spend less. But the question now is, how? “Spend less” is vague, and you have expenses to pay that you can’t just eliminate, as much as you’d like to.
Photo by Timeo Buehrer on Unsplash Overdraft protection is a banking service consumers can opt into to overdraw their chequing accounts for a fee. For instance, if your account only has $10 in it and you forgot about your upcoming $15 Netflix subscription, your payment will still go through because 1)...
Photo by Damir Spanic on UnsplashYou’re not alone if you’ve fallen out of the habit of balancing your checkbook because you trust your online banking statement to indicate how much money is in your account. Why do the math when the number is so accessible? This amount is not always accurate, though,...
After a long time waiting, the Employees Provident Fund (EPF, a.k.a. KWSP) has finally declared the dividend rate for financial year 2020.For year 2020, the dividend declared for conventional account is 5.2% while for Shariah account is 4.9%. The dividend has already credited into members' account, and you...
The Malaysia National Higher Education Fund (Perbadanan Tabung Pendidikan Tinggi Nasional, PTPTN) has just announced dividend for year 2020 for the education savings schemes SSPN (Skim Simpanan Pendidikan Nasional, consists of SSPN-i and SSPN-i Plus) on 23 February 2021. The 2020 SSPN dividend payout rate...
Photo by Adam Satria on UnsplashDid you mail a cheque only to be notified that it bounced? Or perhaps you tried to buy something with your debit card, and when you checked your online statement later, you were shocked to find a negative balance. You just spent more money than you have, so what do you do...
Photo by todd kent on UnsplashTraditional refinancing entails swapping out your current debt, often a mortgage, for another loan with better terms. For example, many people choose to refinance their homes when housing market interest rates drop so they can pay less money in the long run.What is a cash-out...
Emergencies happen. Bills are due, but you don’t have sufficient funds in your account to cover them all. Unfortunately, failing to make a payment could negatively impact your credit score and result in you owing more thanks to late and various other fees. You can try calling your respective creditors...
When it is able the time to renew your car insurance and road tax, you might want to check for the latest market value of your car, and also confirm its entitled No Claims Discount (NCD) percentage for the upcoming car insurance policy.MyCarInfo website provides a reliable source for you to check for such...
Photo by Vitaly Taranov on UnsplashLet’s say you had a job as a cashier at your local grocery store that paid every two weeks. You quit that position and got a new job in an office, but this one pays once a month instead. What gives? There are different kinds of pay schedules that determine when and...
