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		<title>Blogged.my Pings By: 'ck5354' By Date</title>
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		<description>Malaysia's Blogging Community</description>
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			<title>Blogged.my Pings By: 'ck5354' By Date</title>
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		    <title>Maybank’s 0% Balance Transfer Plan G oh Maybank’s 0% Balance Transfer Plan G</title>
		    <link>https://www.blogged.my/ping-906866-maybankrs-0-balance-transfer-plan-g-oh-maybankrs-0-balance-transfer-plan-g.html</link>
		    <pubDate>Sat, 21 Mar 2026 10:07:00 +08</pubDate>
		    <description>Managing multiple credit card balances can feel like a juggling act, especially when high interest rates start to eat into your monthly budget. If you are looking to streamline your finances and save on interest, Maybank   s Balance Transfer Plan G is currently one of the most effective tools available in...</description>
		    <guid>https://www.blogged.my/ping-906866-maybankrs-0-balance-transfer-plan-g-oh-maybankrs-0-balance-transfer-plan-g.html</guid>
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		    <title>SPYL oh SPYL</title>
		    <link>https://www.blogged.my/ping-906864-spyl-oh-spyl.html</link>
		    <pubDate>Wed, 18 Mar 2026 10:33:00 +08</pubDate>
		    <description>As we navigate the volatility of the 2026 Iran conflict, many investors are panicking. However, for those of us with a long term horizon  like my own 2035 retirement goal , these red days are often the best entry points. Today, I want to talk about my favorite vehicle for US exposure  SPYL  SPDR...</description>
		    <guid>https://www.blogged.my/ping-906864-spyl-oh-spyl.html</guid>
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		    <title>2026 ETF oh 2026 ETF</title>
		    <link>https://www.blogged.my/ping-906863-2026-etf-oh-2026-etf.html</link>
		    <pubDate>Mon, 16 Mar 2026 23:57:00 +08</pubDate>
		    <description>nbsp In today  039 s volatile landscape, achieving a 10  annual return requires more than just picking the right tickers   it requires navigating the geopolitical tax that war and energy shocks impose on the markets.As of March 2026, the conflict involving the U.S., Israel, and Iran has...</description>
		    <guid>https://www.blogged.my/ping-906863-2026-etf-oh-2026-etf.html</guid>
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		    <title>10 Malaysian Dividend Stocks for 2026 oh 10 Malaysian Dividend Stocks for 2026</title>
		    <link>https://www.blogged.my/ping-906861-10-malaysian-dividend-stocks-for-2026-oh-10-malaysian-dividend-stocks-for-2026.html</link>
		    <pubDate>Wed, 04 Mar 2026 21:27:00 +08</pubDate>
		    <description>nbsp With the Employees Provident Fund  EPF  announcing a solid 6.15  dividend for 2025, many retail investors are asking  Can I do better on my own The answer is yes   but you have to be selective. With the 10  REIT withholding tax concession ending, 2026 marks a new era where Net Yield is...</description>
		    <guid>https://www.blogged.my/ping-906861-10-malaysian-dividend-stocks-for-2026-oh-10-malaysian-dividend-stocks-for-2026.html</guid>
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		    <title>Maximizing Your Spare Cash 2026 oh Maximizing Your Spare Cash 2026</title>
		    <link>https://www.blogged.my/ping-906858-maximizing-your-spare-cash-2026-oh-maximizing-your-spare-cash-2026.html</link>
		    <pubDate>Thu, 08 Jan 2026 23:39:00 +08</pubDate>
		    <description>In 2026, keeping your money in a traditional savings account is almost like losing it. With high yield options now offering 3  to 4  p.a. with the flexibility to withdraw anytime, the old Fixed Deposit lock in periods are becoming a thing of the past.If you   re looking to park your emergency...</description>
		    <guid>https://www.blogged.my/ping-906858-maximizing-your-spare-cash-2026-oh-maximizing-your-spare-cash-2026.html</guid>
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		    <title>Cryto deposit oh Cryto deposit</title>
		    <link>https://www.blogged.my/ping-906856-cryto-deposit-oh-cryto-deposit.html</link>
		    <pubDate>Mon, 05 Jan 2026 22:44:00 +08</pubDate>
		    <description>Recently, I started exploring Crypto Simple Earn programs, specifically looking for stablecoin opportunities that offer yields as high as 20  APR.The Decision to SwitchInitially, I chose HTX  formerly Huobi  to park my assets. However, due to concerns regarding platform risk and long term security, I...</description>
		    <guid>https://www.blogged.my/ping-906856-cryto-deposit-oh-cryto-deposit.html</guid>
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		    <title>PRS Myth oh PRS Myth</title>
		    <link>https://www.blogged.my/ping-906855-prs-myth-oh-prs-myth.html</link>
		    <pubDate>Fri, 02 Jan 2026 09:35:00 +08</pubDate>
		    <description>Like many others, I initially invested in PRS primarily for the tax relief. The math is simple  if you are in the 12  tax bracket, you effectively receive an immediate 12  return on your investment in the form of tax savings before the fund even starts to grow.I have been investing in PRS for 14 years.</description>
		    <guid>https://www.blogged.my/ping-906855-prs-myth-oh-prs-myth.html</guid>
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		    <title>ETF 2026 oh ETF 2026</title>
		    <link>https://www.blogged.my/ping-904899-etf-2026-oh-etf-2026.html</link>
		    <pubDate>Sat, 20 Dec 2025 14:28:00 +08</pubDate>
		    <description>    I will start a papertrade porfolio to buy IFSW and EMVL, target 10  return for next 10 years, will it beat my EPF 5.8  return nbsp Best Strategy  Critical Strategy  The Glide PathInstead of picking one and staying there forever, consider this 10 Year Master Plan for a Malaysian...</description>
		    <guid>https://www.blogged.my/ping-904899-etf-2026-oh-etf-2026.html</guid>
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		    <title>Personal Tax Relief 2025 oh Personal Tax Relief 2025</title>
		    <link>https://www.blogged.my/ping-904898-personal-tax-relief-2025-oh-personal-tax-relief-2025.html</link>
		    <pubDate>Fri, 19 Dec 2025 22:38:00 +08</pubDate>
		    <description>nbsp Last minute tax reliefs that you can take advantage of Boost your EPF contributions  RM7000   DoneRM4000 from mandatory contribution  if your salary gt RM3030, then you   ll hit this one already nbsp RM3000 from voluntary contribution   DoneDeposit into SSPN  saving for kid   s...</description>
		    <guid>https://www.blogged.my/ping-904898-personal-tax-relief-2025-oh-personal-tax-relief-2025.html</guid>
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		    <title>6 k Malaysia Retirement oh 6 k Malaysia Retirement</title>
		    <link>https://www.blogged.my/ping-904897-6-k-malaysia-retirement-oh-6-k-malaysia-retirement.html</link>
		    <pubDate>Tue, 25 Nov 2025 10:56:00 +08</pubDate>
		    <description>nbsp I am planning for my Retirement, this year I mark my 50 years old. 6 k enough nbsp Based on 6k with 5.5 , I need to have 1.3 million capital for retirement  capital reserved . I have 10 years to achieve it.Capital needed with 5 , 5.5 , and 6  interest rates                                  ...</description>
		    <guid>https://www.blogged.my/ping-904897-6-k-malaysia-retirement-oh-6-k-malaysia-retirement.html</guid>
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		    <title>Protasco oh Protasco</title>
		    <link>https://www.blogged.my/ping-904896-protasco-oh-protasco.html</link>
		    <pubDate>Fri, 31 Oct 2025 14:14:00 +08</pubDate>
		    <description>nbsp Protasco   Paving The Road For a Strong TurnaroundrhbinvestPublish date  Thu, 13 Feb 2025, 11 10 AMMYR0.65 FV based on 11x FY25F P E, 88  upside.nbsp Protasco is set for a strong turnaround on significant improvements in its highly recurring road maintenance and construction activities, and...</description>
		    <guid>https://www.blogged.my/ping-904896-protasco-oh-protasco.html</guid>
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		    <title>Buying 1,000 USDT in Malaysia: Which Platform Wins? oh Buying 1,000 USDT in Malaysia: Which...</title>
		    <link>https://www.blogged.my/ping-904895-buying-1-000-usdt-in-malaysia-which-platform-wins-oh-buying-1-000-usdt-in-malaysia-which-.html</link>
		    <pubDate>Sat, 25 Oct 2025 09:52:00 +08</pubDate>
		    <description>As a Malaysian investor looking to buy USDT, choosing the right crypto platform can significantly impact your costs and safety. In this post, we compare eight popular platforms     Nexo, Bitget, Hata, Bybit, Luno, Huobi, and Binance     based on their fees and regulatory status in Malaysia. We   ll use a...</description>
		    <guid>https://www.blogged.my/ping-904895-buying-1-000-usdt-in-malaysia-which-platform-wins-oh-buying-1-000-usdt-in-malaysia-which-.html</guid>
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		    <title>2025 Malaysia Income Tax Reliefs oh 2025 Malaysia Income Tax Reliefs</title>
		    <link>https://www.blogged.my/ping-904894-2025-malaysia-income-tax-reliefs-oh-2025-malaysia-income-tax-reliefs.html</link>
		    <pubDate>Mon, 13 Oct 2025 14:59:00 +08</pubDate>
		    <description>As the cost of living continues to rise, the Malaysian government has introduced several tax reliefs for the year of assessment 2025 to help ease financial burdens. Whether you  039 re investing in your health, your children  039 s education, or green technology, these reliefs can significantly reduce your taxable...</description>
		    <guid>https://www.blogged.my/ping-904894-2025-malaysia-income-tax-reliefs-oh-2025-malaysia-income-tax-reliefs.html</guid>
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		    <title>Budget 2026 Infographic oh Budget 2026 Infographic</title>
		    <link>https://www.blogged.my/ping-904893-budget-2026-infographic-oh-budget-2026-infographic.html</link>
		    <pubDate>Mon, 13 Oct 2025 11:26:00 +08</pubDate>
		    <description>nbsp </description>
		    <guid>https://www.blogged.my/ping-904893-budget-2026-infographic-oh-budget-2026-infographic.html</guid>
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		    <title>October FD rate oh October FD rate</title>
		    <link>https://www.blogged.my/ping-904892-october-fd-rate-oh-october-fd-rate.html</link>
		    <pubDate>Thu, 02 Oct 2025 22:42:00 +08</pubDate>
		    <description>In times of economic uncertainty and market volatility, many people still prefer the safety and predictability of fixed deposits. While the returns may not be as high as other investment options, fixed deposits offer guaranteed interest and low risk. If you  039 re considering locking in your money, here  039 s a...</description>
		    <guid>https://www.blogged.my/ping-904892-october-fd-rate-oh-october-fd-rate.html</guid>
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		    <title>Sentral REIT oh  Sentral REIT</title>
		    <link>https://www.blogged.my/ping-904891-sentral-reit-oh-sentral-reit.html</link>
		    <pubDate>Thu, 28 Aug 2025 09:18:00 +08</pubDate>
		    <description>The Long Awaited Divestment  Keep BUYSource  rhbinvestPublish date  Mon, 18 Aug 2025, 12 22 PMKeep BUY, new DDM derived MYR0.97 TP from MYR0.93, 20  upside with 9  FY26F yield. Sentral REIT has entered into a conditional sale and purchase agreement to dispose of Wisma Sentral Inai for MYR135m in cash. We...</description>
		    <guid>https://www.blogged.my/ping-904891-sentral-reit-oh-sentral-reit.html</guid>
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		    <title>Malaysia’s Best Low-Risk Savings oh Malaysia’s Best Low-Risk Savings</title>
		    <link>https://www.blogged.my/ping-904890-malaysiars-best-low-risk-savings-oh-malaysiars-best-low-risk-savings.html</link>
		    <pubDate>Fri, 22 Aug 2025 16:26:00 +08</pubDate>
		    <description>nbsp Interest rates took a dive after Bank Negara   s July cut, and now your cash is probably just... sitting there. But don   t worry   we   ve found 6 low risk savings platforms that still offer juicy returns. Ready to make your money hustle Personally I have Atlas, Boost, TnG should I add Ryt Bank </description>
		    <guid>https://www.blogged.my/ping-904890-malaysiars-best-low-risk-savings-oh-malaysiars-best-low-risk-savings.html</guid>
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		    <title>0% Balance Transfers, Big Savings Ahead oh 0% Balance Transfers, Big Savings Ahead</title>
		    <link>https://www.blogged.my/ping-904889-0-balance-transfers-big-savings-ahead-oh-0-balance-transfers-big-savings-ahead.html</link>
		    <pubDate>Fri, 22 Aug 2025 09:44:00 +08</pubDate>
		    <description>If you  039 re juggling multiple credit card payments or simply want to save on interest, balance transfers  BT  are your secret weapon. Two of Malaysia   s leading banks   Public Bank and Maybank   are offering irresistible 0  BT promotions that can help you breathe easier financially. Here  039 s how to make the...</description>
		    <guid>https://www.blogged.my/ping-904889-0-balance-transfers-big-savings-ahead-oh-0-balance-transfers-big-savings-ahead.html</guid>
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		    <title>Bybit Staking Hacks oh Bybit Staking Hacks</title>
		    <link>https://www.blogged.my/ping-904888-bybit-staking-hacks-oh-bybit-staking-hacks.html</link>
		    <pubDate>Mon, 18 Aug 2025 11:18:00 +08</pubDate>
		    <description>CAUTIOUS nbsp nbsp SC orders Bybit to disable website, apps in Malaysia for operating illegal crypto exchangehttps   theedgemalaysia.com node 739129CAUTIOUS nbsp nbsp HAIYA, another opporturnities closed.Is it worth to take the RISK  I don  039 t know. Tepuk Dada Tanya Selera.WHY I explore...</description>
		    <guid>https://www.blogged.my/ping-904888-bybit-staking-hacks-oh-bybit-staking-hacks.html</guid>
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		    <title>Persona Car Maintenance oh Persona Car Maintenance</title>
		    <link>https://www.blogged.my/ping-904887-persona-car-maintenance-oh-persona-car-maintenance.html</link>
		    <pubDate>Wed, 13 Aug 2025 12:46:00 +08</pubDate>
		    <description>Today, I brought my 2017 Proton Persona VVT for an engine oil change.All the materials were purchased online, and the workmanship cost was RM30.Current Mileage  68,555 kmReplaced  Spark Plugs, Engine Oil, Cabin Filter, and Oil FilterMy Car Spark Plus Model LKAR7BGP 94297  4PCS  NGK GENIUNE PROTON IRIZ,...</description>
		    <guid>https://www.blogged.my/ping-904887-persona-car-maintenance-oh-persona-car-maintenance.html</guid>
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