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nickhafidz

 

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Malaysian Employees Get An Extra 1% contribution from Employers for EPF

Prime Minister Datuk Seri Najib Tun Razak in his Budget 2012 speech, announced the rate increase is a move to help those with insufficient savings to bear the cost of living upon retirement. The revised employers’ statutory contribution rate of 13% … Continue reading →

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1 month and a week ago.

 

Invest in Malaysian Stock Market Using EPF Account 1

Did you know that there’s an alternative to match your long-term investment EPF Savings against your long term stock market investment for a potentially higher equities market return? Most of the public only know that they can invest their Account 1 … Continue reading →

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3 months and 3 weeks ago.

 

The Best Water Dispenser & Purifier System In The World

The picture above is Coway Research and Development Center in Korea. The R&D Center with 6 stories above ground, 2 stories below and 12,208m2 in floor space is located within Seoul National University’s research district. To date, Woongjin Coway is one of only … Continue reading →

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4 months and 2 weeks ago.

 

Promosi Pinjaman Peribadi Coshare 2011

  Coshare merupakan pinjaman baru yang paling menarik kerana kadar untung yang rendah serta payout yang sangat tinggi. Pinjaman Coshare berprinsip syariah dan ianya hanya untuk kakitangan kerajaan dan badan berkanun. Peminjam yang blacklist CTOS & CCRIS masih layak meminjam.  Pembayaran...

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4 months and 4 weeks ago.

 

Tenancy Agreement – DIY and Cheap

Tenancy agreement between the owner and the tenant is normally borne by the tenant. Hence, the tenant has the rights to do it by himself/herself. If you use real estate property agent, they normally will ask you to use their … Continue reading →

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5 months and 3 weeks ago.

 

My First Home Scheme

My First Home Scheme which been introduced by the government has getting a good responses from the citizens especially from the lower income group. At the same time,  the government plan to build more affordable homes for the people. Housing … Continue reading →

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7 months ago.

 

Kerajaan Malaysia 1 - Anonymous Hacker 0

Menurut laporan oleh wartawan Reuters  Liau Y-Sing dan Niluksi Koswanage, lebih kurang 6 laman web kerajaan di godam.Kelakar pun ada baca laporan wartawan nih.  Kebanyakkan laman web tersebut ditutup atau offline selepas 12 tgh malam.  Pada pendapat saya, kebanyakkan laman...

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7 months and 3 weeks ago.

 

Medical Card Application Declined?

Every insurance companies have their own internal guidelines when handling medical card applications. Some of them are are perceived as overly stringent. This article is a guide to see how the insurer  handle your application. Height and weight Insurance companies … Continue reading →

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9 months and 2 weeks ago.

 

Promosi Pinjaman Peribadi CoShare 100% Payout

Pembiayaan peribadi terbaru 2011 melalui Coshare Holdings Berhad (Pemilik Kod Potongan Gaji Kakitangan Awam). Coshare Holdings Berhad adalah sebuah syarikat yang diamanahkan oleh kerajaan untuk mengunakkan  KOD potongan gaji bagi kakitangan awan dan badan berkanun yang terpilih. Di Malaysia hanya …...

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3 days and 11 hours ago.

 

Starting Late Does Not Pay

Here’s a case study for you to ponder. Najib starts saving of RM 5,000 at the age of 28 years old whereas Siti starts at 30. Assuming they both make 7% returns on their savings, at age 58 ( retirement … Continue reading →

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1 month ago.

 

UMACA.MY – Do you have any unclaimed money?

As from December 2010, Malaysians will be able to start checking online to see if they, or their family or business(es), have funds to be reclaimed from the Accountant General Now, you can actually perform an online index search to … Continue reading →

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1 month ago.

 

Thank You Everyone in Social Media. 01.01.11

Thank you again everyone for another amazing year in social media such as twitter, facebook, nuffnang and bloggers. We’ve learned a lot from you and enjoyed your input. Happy New Year~~!! Stay tuned for more article sharing from FinanciallyHappy and … Continue reading →

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1 month ago.

 

Our Tribute To Harimau Malaya For Winning AFF Suzuki Cup 2010

Last night was a historic day for Malaysian. The nation saw their National Football team winning their first AFF Suzuki Cup at 14 years of waiting. The game which was held at Bung Karno stadium was very dramatic with Indonesian’s … Continue reading →

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1 month ago.

 

The Best Medical Card For Kids Below Aged Of 15

Every parent want the best for their kids. In healthcare, there’s only one Medical Card that can provide this.  It’s called Medical Care Gold Plan from AXA Affin Life Insurance Berhad. A monthly premium as low as RM 61.72 (son) … Continue reading →

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1 month and a week ago.

 

You can’t get a loan for retirement

Few days ago, one of our clients came and asked me which one is better, saving for child’s education or saving for retirement. Of course I would say both saving plan is also good.  In fact any type of saving … Continue reading →

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1 month and a week ago.

 

Do you have a business or a job?

var atokens_settings = {"username": "nickhafidzkl", "style": "standard", "url": "http://www.financiallyhappy.com/?p=284"} Suppose you called your business tomorrow morning and said, “Hi I’ve got a really amazing opportunity that has just come up and it will take me out of the country for …...

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1 month and a week ago.

 

Want Success In 2011? Start By Setting Goal

Motivation to achieve comes from having a clear target, developing a burning desire, creating an action plan, and allocating the resources to make the goal a reality. Goals that are too easy to achieve do not motivate. Goals that are … Continue reading →

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1 month and 2 weeks ago.

 

How to easily add signature on your blackberry email

Hi our beloved reader ! This time we decide to share one tip on blackberry whereby we recently discover which is “how to add signature on your blackberry emails.” Go to your menu Options > Owner Key in all your … Continue reading →

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1 month and 2 weeks ago.

 

Money At Work Or Work For Money In 2011 Goal Setting

As we come to the end of the year. it’s good to have some handy financial tips in mind so that we can start the year in the right foot. In today article we’re gonna discuss on the title which … Continue reading →

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1 month and 2 weeks ago.

 

Financially Happy Go Takaful

Today mark a new day for FinanciallyHappy.Com’s team. We are happy to announce that we are now an agent for Prudential BSN Takaful.  For those of our customer who are more concerned on getting the takaful product, we will recommend … Continue reading →

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1 month and 2 weeks ago.

 

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