Real Name: nickhafidz
Member Since: 9th January 2010
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Prime Minister Datuk Seri Najib Tun Razak in his Budget 2012 speech, announced the rate increase is a move to help those with insufficient savings to bear the cost of living upon retirement. The revised employers’ statutory contribution rate of 13% … Continue reading →
Did you know that there’s an alternative to match your long-term investment EPF Savings against your long term stock market investment for a potentially higher equities market return? Most of the public only know that they can invest their Account 1 … Continue reading →
The picture above is Coway Research and Development Center in Korea. The R&D Center with 6 stories above ground, 2 stories below and 12,208m2 in floor space is located within Seoul National University’s research district. To date, Woongjin Coway is one of only … Continue reading →
Coshare merupakan pinjaman baru yang paling menarik kerana kadar untung yang rendah serta payout yang sangat tinggi. Pinjaman Coshare berprinsip syariah dan ianya hanya untuk kakitangan kerajaan dan badan berkanun. Peminjam yang blacklist CTOS & CCRIS masih layak meminjam. Pembayaran...
Tenancy agreement between the owner and the tenant is normally borne by the tenant. Hence, the tenant has the rights to do it by himself/herself. If you use real estate property agent, they normally will ask you to use their … Continue reading →
My First Home Scheme which been introduced by the government has getting a good responses from the citizens especially from the lower income group. At the same time, the government plan to build more affordable homes for the people. Housing … Continue reading →
Menurut laporan oleh wartawan Reuters Liau Y-Sing dan Niluksi Koswanage, lebih kurang 6 laman web kerajaan di godam.Kelakar pun ada baca laporan wartawan nih. Kebanyakkan laman web tersebut ditutup atau offline selepas 12 tgh malam. Pada pendapat saya, kebanyakkan laman...
Every insurance companies have their own internal guidelines when handling medical card applications. Some of them are are perceived as overly stringent. This article is a guide to see how the insurer handle your application. Height and weight Insurance companies … Continue reading →
Pembiayaan peribadi terbaru 2011 melalui Coshare Holdings Berhad (Pemilik Kod Potongan Gaji Kakitangan Awam). Coshare Holdings Berhad adalah sebuah syarikat yang diamanahkan oleh kerajaan untuk mengunakkan KOD potongan gaji bagi kakitangan awan dan badan berkanun yang terpilih. Di Malaysia hanya …...
Here’s a case study for you to ponder. Najib starts saving of RM 5,000 at the age of 28 years old whereas Siti starts at 30. Assuming they both make 7% returns on their savings, at age 58 ( retirement … Continue reading →
As from December 2010, Malaysians will be able to start checking online to see if they, or their family or business(es), have funds to be reclaimed from the Accountant General Now, you can actually perform an online index search to … Continue reading →
Thank you again everyone for another amazing year in social media such as twitter, facebook, nuffnang and bloggers. We’ve learned a lot from you and enjoyed your input. Happy New Year~~!! Stay tuned for more article sharing from FinanciallyHappy and … Continue reading →
Last night was a historic day for Malaysian. The nation saw their National Football team winning their first AFF Suzuki Cup at 14 years of waiting. The game which was held at Bung Karno stadium was very dramatic with Indonesian’s … Continue reading →
Every parent want the best for their kids. In healthcare, there’s only one Medical Card that can provide this. It’s called Medical Care Gold Plan from AXA Affin Life Insurance Berhad. A monthly premium as low as RM 61.72 (son) … Continue reading →
Few days ago, one of our clients came and asked me which one is better, saving for child’s education or saving for retirement. Of course I would say both saving plan is also good. In fact any type of saving … Continue reading →
var atokens_settings = {"username": "nickhafidzkl", "style": "standard", "url": "http://www.financiallyhappy.com/?p=284"} Suppose you called your business tomorrow morning and said, “Hi I’ve got a really amazing opportunity that has just come up and it will take me out of the country for …...
Motivation to achieve comes from having a clear target, developing a burning desire, creating an action plan, and allocating the resources to make the goal a reality. Goals that are too easy to achieve do not motivate. Goals that are … Continue reading →
Hi our beloved reader ! This time we decide to share one tip on blackberry whereby we recently discover which is “how to add signature on your blackberry emails.” Go to your menu Options > Owner Key in all your … Continue reading →
As we come to the end of the year. it’s good to have some handy financial tips in mind so that we can start the year in the right foot. In today article we’re gonna discuss on the title which … Continue reading →
Today mark a new day for FinanciallyHappy.Com’s team. We are happy to announce that we are now an agent for Prudential BSN Takaful. For those of our customer who are more concerned on getting the takaful product, we will recommend … Continue reading →
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